Current interest rates

UK Personal Customers

With effect from 1st March 2026
Interest paid on £ (GBP) Accounts

	Balance
	Minimum	Maximum	Gross p.a.	AER
Current Account*	1	+	0.00	0.00
30 Days Notice Deposit Account	5,000	9,999	0.10	0.10
	10,000	49,999	0.10	0.10
	50,000	99,999	0.10	0.10
	100,000	+	0.10	0.10
60 Days Notice Deposit Account	5,000	9,999	0.15	0.15
	10,000	49,999	0.15	0.15
	50,000	99,999	0.15	0.15
	100,000	+	0.15	0.15
90 Days Notice Deposit Account	5,000	9,999	0.20	0.20
	10,000	49,999	0.20	0.20
	50,000	99,999	0.20	0.20
	100,000	+	0.20	0.20

* Interest paid on Personal/Joint Accounts only

Actual interest received is calculated according to account terms and conditions covering payment of credit interest, i.e. monthly, quarterly or annually.

AER (Annual Equivalent Rate): This is a notional rate, which illustrates what the credit interest rate would be if interest were paid and compounded on an annual basis.

The above rates are subject to variation.

Persons accessing these pages are required to inform themselves about and observe any relevant restrictions.

The return or interest rate shown assumes that no withdrawals have been made during the calendar month.

The Access Bank UK Limited Base Rate is in line with the Bank of England Base Rate.